To order your free annual credit report from each of the major credit bureaus visit AnnualCreditReport.com. Be aware that you will need to have a good bit of data to help identify you as the rightful owner of the credit file you are requesting.
You can also get your credit report free by requesting them in writing or by phone. To order call 1-877-322-8228 or complete the Annual Credit Report Request Form and mail it to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281.
An easier and faster way to get your credit report free is to take advantage of a free credit report offer. This is especially useful if you are looking to monitor your credit but have already requested your one annual credit report.
A word of caution: Be very careful with free credit report trial offers! Read the terms and conditions carefully before signing up for ANY service, especially a subscription service requiring you to enter your credit card information up front.