Company: Federal Bond and Collection Service, Inc.


Company:  Federal Bond and Collection Service, Inc. 

Nature of Complaint: Installment loan; Problems when you are unable to pay 

Result: Company believes it acted appropriately as authorized by contract or law

Response from Company: Closed with explanation

Complaint:  On XXXX XXXX, I received a phone call at work with some one stating that I owe a debt. I have received nothing in the mail from this company ( XXXX ). After informing them that I have n’t received any thing in writing they stated that they emailed it and it was valid. I Informed them that I require every thing by mail. I have yet to receive a debt collection notice. On XXXX XXXX XXXX called at XXXX XXXX. After informing them of the time, they said it was XXXX in XXXX. After verifying my address, I informed them that I was a legal resident of XXXX and all phone calls need to be in the timezone in which I reside, not where my cell phone number is from. I have yet to receive a letter stating that I owe a debt. They have also failed to provide me with proof that they are a licensed debt collection agency within the state of XXXX. There has been nothing changed on my credit report, and to my knowledge I do n’t owe any one.. ( 1358765)

 

Submitted on 5/7/15 by a consumer in OR