Ads for auto loan modification scams are ALL over the Internet. These auto loan modification companies promise to negotiate with lenders to get customers lower car payments — for a upfront fee.

Consumer advocates and government regulators say most auto loan modifiers promising lower car payments will take your money and provide little or nothing in return. Consumer complaints about auto loan modification companies are increasing nationwide.

In June, Florida’s attorney general shut down Auto Relief Group, a south Florida auto loan modification company that has an F rating with Better Business Bureau.  Read the rest of this entry »

Buy Here Pay Here car lots are often used by car shoppers who have been rejected for car loans by traditional lenders or dealerships. Auto dealers that advertise BHPH in house financing, generally grant credit from the dealership itself, not an outside finance company. Once approved, this in-house financing credit can be used to buy a vehicle from the same dealer’s current inventory.

Car payment options can be quite limited, with cash or check accepted either weekly or twice-monthly. In many cases, dealers may not accept a monthly payment like a traditional dealer.

Read the rest of this entry »

Have you found yourself without a car? While saving for a downpayment, some opt for renting a long term car until they have enough to finance their very own. For others, its a matter of renting something while temporarily living somewhere where a car is absolutely needed — and trust me, Chapel Hill or anywhere in the triangle, NC area is one of those places where you do need a car.

We have partnered with a small rental car company that is offering affordable car rentals on a monthly basis to qualified renters. You do have to get insurance on the vehicle. This company serves the Chapel Hill, Durham, Raleigh, Graham NC area.

If interested simply contact us via the form below and we will put you in touch with our local partner.