About Us


Having a low credit score is commonly referred to as having “bad credit“.   Individuals with bad credit have received a low credit score from credit reporting agencies based on the information found in their credit files.  Negative information such as negative entries, judgments, liens or bankruptcy can cause your credit score to decrease significantly. While this may not seem like a big deal, bad credit does have negative consequences.  People with bad credit have a harder time accessing financial services and often encounter problems when applying for jobs, car loans, or starting a business.

What We Do

We provide information on bad credit — everything from how the system works, how to get around the problem, and how to improve your credit history.  We offer tips on how to access financial services, how to repair your credit, start a credit history and will also help you find sources of financing for most, if not all, or your bad credit need.

We are specifically interested in bringing our readers information about the growing trend in auto financing – rent to own cars.

Count on us to connect you with a bad credit lender, bad credit car loans, rent to own cars, auto insurance, bank accounts and much more.

What Causes Bad Credit?

  • Auto Repossession
  • Delinquent Credit Card
  • Law Suits – Judgments
  • Collection Accounts
  • Foreclosure
  • Unpaid medical bills
  • Liens
  • Late Payments on Mortgage