Unlike other dealerships, DriveTime Financial finances 99% of the cars themselves. This means they don’t hand off your loan application to a bank like other car dealerships do… they ARE the bank.

Most banks look at your past and make a simple yes or no decision about your loan. DriveTime Financial focuses on your situation looking forward, and finds a way to make things work. Because they are one of the leading experts at financing cars for people with credit problems, they know exactly what to look for when assessing a customer’s situation—things that banks don’t even know about. Every person is different, and if there’s a way to make it work for you, they will make it happen.

And because they don’t shop your loan around to a bunch of banks, your credit report won’t suffer by making it appear like you’re looking for money—which is exactly what happens when you buy from other dealerships.

Best of all, unlike smaller buy here pay here dealerships, each time you make an on-time payment to DriveTime, they will report it to the credit bureaus helping you start to establish a better credit rating immediately. I suppose that’s why the call themselves the “Go to Guys for Cars and Credit”.

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